Dental Insurance – What do I do with it?

Dental insurance is a nice benefit if it is valuable to you. Insurances vary greatly in their requirements and payable claims. Some are quite simple, however, most are complex in how they formulate their reimbursement.   Deductible - most insurance companies, including medical policies have a deductible.  This amount must be paid by the policy holder before any benefit monies are paid.  This varies, depending on the policy and may apply to some items and not others. CoPay - Insurance companies usually require the policy holder to invest by paying part of the fee.  This is a co-payment. Allowable Fee - Insurance companies will decide a maximum fee amount that they will pay - even if it is a percentage of that allowable fee.  Allowable fees vary from insurance company to insurance company.  They are also different within insurance companies, depending on each policy. Assignment of Benefit - Some insurance companies will reimburse the patient only.  In that case, the patient is responsible for the total fee, and will be reimbursed later by their insurance company.   If you are unsure about how your particular dental insurance policy works, you can reach us directly at 614-866-7445 and 614-834-3455.  We will do a complimentary benefits check for you, exploring your particular dental plan.  When we better understand what your insurance is able to supplement, we can help you plan out your dental care to help improve your dental and overall health.   If you do not have a dental insurance plan, please call us and ask about our Fixari Family Dental - Dental Membership Plan. You can visit http://fixaridental.com//dental-membership-plan/ to find out more.  The Fixari Family Dental team is always happy to help.

How to Throw Away your Dental Benefits

Many dental patients ask questions daily about their dental benefits, because they just don’t understand them.   Most dental plans have a 12 month cycle, which means that they are given a certain dollar amount of dental work to have done at no cost to the patient.  For most of us, this cycle ends December 31st, just a few weeks away.   For the few of us that understand what these benefits are – as humans, we still procrastinate to do something about it. Since so many are now asking when they can schedule before the end of the year, we have opened up a few extra appointment times to accommodate.  These won’t be around long. Please call our business team to ask about your particular dental plan if you have one.  If you don’t have one, we offer a Dental Membership Plan at Fixari Family Dental too.  We want you to maximize the benefits you already have for 2015.